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FAQ 's

There’s a reason Eazy Cash is Canada’s premier resource to auto title loans.  We offer the best title loans and customer service in the industry. But you don’t have to take our word for it, have a look at what our customers think.


"When I was injured and out of work for 2 weeks, I fell behind on bills. I was always behind, just
to the point where I could never
catch up. The late fees and bounced check fees were really
adding up and my credit score was being affected. I began to look into lending options and found
the Eazy Cash website. I filled out and submitted their online title loan form and was delighted when a wonderful young lady called me right back. She explained everything about my title loan in a very clear way and also told me where my local store was. The next morning, I was at the store with my Civic at 8:30 for a vehicle inspection and to sign my paperwork. I was out the door and on my way with $1200 to catch up on all my bills by 8:50. Thanks!"

Janine Villanueva El Paso. Ottawa*


How do I get started?
By calling 1-866-578-4838 to get an approval on the phone in seconds or by taking the short time to fill out our Quick Loan Request online. We will guide you to the nearest broker to you to complete the deal.

Does my car need to be paid off?
We normally say yes to this question however the situation does arise that a person has a vehicle that has a small payment balance remaining on their car and we are able to pay out that loan amount and still give you cash in hand.

I have terrible credit.  Can I still get a loan?

YES. There are several factors that contribute to you getting approved for a loan under our program.  Your personal credit history is not one of them.  In fact we do not do credit checks for loans under $7,500. If your car qualifies the loan will be approved.

How much money can I borrow?

The loan amount is based on a formula which takes into account the vehicle year, make, model, mileage and overall condition of the vehicle. Our loan amounts range from $1,000.00 to $10,000.00 based on the vehicle value.

How long do I have to pay the loan back?

Our loans are structured to be paid back within a period of 24 months for a loan ranging from $1,000 to $5,000.  36 Months for a loan ranging from $5,100 to $10,000
(credit checks for loans over $7,500)

At the end of the loan do I still owe a balance?
Your loan is calculated over the pay back period to include your principal payment and the interest charged. When the last payment is made there are no hidden surprises; your loan is finished.

Can I pay off my loan at any time and without a penalty charge?

Yes, you may pay the loan off at any time. There are no penalties or extra charges for paying out early.  We do not penalize you for being a responsible client.

Do I keep my car during the period I have the loan?
Yes, as long as you make your payments and keep your loan agreement in good standing.

Do you lend money on other vehicles?

We will lend money on cars, trucks, vans, RV’s, buses, limousines and large transport trucks. SORRY, we are unable to lend against motorcycles of any nature.

How long will it take to get my money?

Most loans take approximately one hour to complete from the time that an approval is given on the vehicle, provided that you have the necessary documents to proceed.

Some More Testimonials

"A few weeks ago I needed $3000 to cover an unexpected business expense. After a quick web search for truck title loans, I found Eazy Cash. Boy, am I glad I did. I filled out their quick title loan form, which was simple and straightforward, and they set me up with a vendor in their area." The staff was prompt and courteous in calling me and making arrangements for me to bring my truck and paperwork to my local Eazy Cash. The manager gave my truck the once over and not long after, I was driving up the road to take care of business. I would definitely use them again for my title loan needs."

Dale Harnish Sun City, Ottawa*

"I’m writing today because someone needs to let you all know how nice your operator Jennifer is. I never had taken out a title loan before and I needed some help figuring out how the process work ,I filled out the online form at Eazy Cash and got a call back from a title loan representative in minutes. She explained all the items I needed to bring to the Eazy Cash the next day. Got my loan for $300 in about 20 minutes."
Anita Rubio, Sandston, Ottawa*


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